Miami Real Estate Blog
Guides to buying, renting and owning in South Florida by Marina Garan, REALTOR®, Explore Miami Group, a team of London Foster Realty, with market figures from MIAMI MLS.
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Step-by-step guide
How to Buy a House in Florida, Step by Step (2026 Guide)
How to buy a house in Florida in 2026, step by step: buyer agreement, pre-approval, contract forms, inspections, insurance, title, closing and homestead.
Published Oct 24, 2026 · 12 min read
Latest
4-Point and Wind Mitigation Inspections in Florida: A Buyer's Guide
What a 4-point inspection in Florida and a wind mitigation report cover, which homes insurers ask about, who signs them and when buyers order them.
Published Oct 24, 2026 · 11 min read
What Is a Special Assessment? A Florida Condo Buyer's Guide
What a condo special assessment is under Florida law, how boards approve one, how buyers find it before closing and who pays when a unit is sold.
Published Oct 24, 2026 · 9 min read
Condo vs Townhouse vs Single-Family Home in South Florida
Condo vs townhouse vs single-family home in South Florida: Florida ownership law, association fees, insurance, the condo safety law, financing and rules.
Published Oct 24, 2026 · 10 min read
Flood Zone AE Meaning, Plus X, VE and AO: A Miami Buyer's Guide
Flood zone AE meaning in plain English, plus zones X, VE, AH and AO, how to look up a Miami property's zone, elevation certificates and insurance rules.
Published Oct 24, 2026 · 10 min read
Milestone Inspection in Florida: What Condo Buyers Should Check
How the Florida milestone inspection works, how it fits Miami-Dade's recertification (the 40-year program, now at 30 years) and what buyers should get.
Published Oct 24, 2026 · 11 min read
Structural Integrity Reserve Study (SIRS) in Florida: A Buyer's Guide
What Florida's structural integrity reserve study (SIRS) law requires, its 2025 and 2026 deadlines, and what condo buyers should read before signing.
Published Oct 24, 2026 · 10 min read